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Cruiser
Posts: 251
| Hey All I am having to decide whether or not to get the extended warranty, especially since I have a long drive which includes a ferry ride to get to my nearest dealership. So I am wondering how many took the extended warranty? How many has had to use it? Was it due to a mechanical breakdown? Or other, example blown tire, or unfortunate accident? Note: the extended warranty that I am being offered has a refund if you don't make a claim of any kind against it for the entire duration of the warranty Thanks
Edited by Gerica 2009-01-24 2:04 AM
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Visionary
Posts: 3006
San Antonio, TX | For me, I bought it because my Vision is a first year model. |
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Cruiser
Posts: 64
Ma. | I am not positive... but I think Polaris (Victory) is offering a free 3 year extended warranty on all new "09" Visions. Check it out with your dealer. In any case, most dealers will offer a discount on the extended warranties. IMO, if you are planning on keeping the bike for a while it is worth the money. Most repairs that are done by the dealer will probably run into the hundreds anyway.
Good Luck,
Gary |
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Tourer
Posts: 447
Northeastern Penna. | I purchaesd my 08 Steel Gray in August 08. I have the option of getting the extended warranty
before Aug. 09. I am going to take an additional 2 year warranty before my first year factory warranty is up, only because of it being a 1st year model. The cost to me for 2 more years with
0 deductable would be $500. Did everyone else get info from their dealer on the additional warranty plans with the costs ? |
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Tourer
Posts: 576
, IA | shop around, around $600 for 48 more months after first year, total 60 months 0 deduction
Edited by sonicbluerider 2009-01-24 8:18 AM
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Cruiser
Posts: 204
guelph ontario | I purchased it for 4 years-$1000 Canadian-no deductable. The factory warranty is only 1 yr as you all know. However after that any and most repairs would be fairly expensive considering there is so much labour involved to remove the plastic body parts to get at some of the things. Parts can be expensive. One large repair could be much more than the cost of the warranty. Also the warranty is held by GE Financial-an institution that probably will not go out of business as has happened with some of the automobile warranty companies. Nothing from the factory that I or my dealer was aware of. |
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Iron Butt
Posts: 965
New York State | I bought the extended warrenty,my dealer sugested it . I figured a $20,00.00 investment needed more than one year of coverage. The bike is a first year model and already had some recalls. If I set fire to the money so be it. But if I need it I have it |
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Tourer
Posts: 388
Salisbury, NC | I have used the extended warranty on one of the other bikes. New tranny cost me a $100. I have not needed to use it on the Hammer or the Vision, but being 1st year bikes, it is nice to know you have in case you need it. ET |
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Cruiser
Posts: 222
Barefoot Bay, FL United States | INTERESTING !!!
I was never offered the extended warranty, and just now reading this set of threads is the first time I have heard of it even being available. I didn't get an offer from my dealer, nor did I get any real "warm and fuzzy" from the parent Polaris group when I bought the bike.  |
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Cruiser
Posts: 273
| As one who has been in the quality arena (Engineer, System builder, auditor, business owner) I never buy an extended warranty.
First, most issues are going to come up rather quickly.
Secondly, if it's shortly out of warranty most companies will help you with your problem
Third, in the case of electronics I usually buy re-furb units because they've been gone over and if necessary rebuilt to original standards. And still come with a warranty.
The only folks getting well on extended warranties are those who sell them.
On the new Vision, Polaris gave me two extra years for buying it. |
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Cruiser
Posts: 271
Belding Michigan | I firmly disagree the extended warranty is well worth the price. Shop around a little I got 3 years for $350 that is 3 beyond the inital one year.
With the thought in mind that most problems happen right away and you won't need it later then by design you should only buy insurance for the first year as you become more familar with the bike you won't have a high a chance of a crash. That is bull pucky.
I have been riding for 38 years and have never used my insurance would I quit having it because I never needed no because something might happen. If you look at the repair charges for the bike one problem motor or Trans you will pay for the warranty 10 times over. Failure to get warranty is like failig to pay the insurance you may get lucky but God help your pocket book if something happens. Archie |
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Cruiser
Posts: 273
| amessen - 2009-01-24 2:58 PM
I firmly disagree the extended warranty is well worth the price. Shop around a little I got 3 years for $350 that is 3 beyond the inital one year.
With the thought in mind that most problems happen right away and you won't need it later then by design you should only buy insurance for the first year as you become more familar with the bike you won't have a high a chance of a crash. That is bull pucky.
I have been riding for 38 years and have never used my insurance would I quit having it because I never needed no because something might happen. If you look at the repair charges for the bike one problem motor or Trans you will pay for the warranty 10 times over. Failure to get warranty is like failig to pay the insurance you may get lucky but God help your pocket book if something happens. Archie
Okay, by your analysis I have one question. How many extended warranties have your bought on everything you've ever owned and how much have you spent for those extended's? Now, how much of your money spent on extended warranties have you recovered with viable claims?
I stand by my opinion that they are a waste of money, and you can put that same money in it's own bank account and come out better 95% of the time. And I'll take those 95-5 odds any day of the week. I know after riding 46 years that I'm ahead of the game.
Maybe it's because I'm familiar with the theory behind them and how much testing actually goes into today's products. My opinioin stands....they're not worth the money spent. |
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Visionary
Posts: 3204
Memphis | I buy extended warranties on big-ticket, American-made, items. '03 Yukon - 2 transmissions, 1 Bose subwoofer amp, 1 instrument guage cluster. Maytag Neptune washer - 3 pump motors in 4 years. I never bought extendeds on my '85 Toyota Van, '00 Tacoma, '96 Nissan Quest or '07 Honda Fit. I've also had two Kawasaki KLR-650's, a Concours and a V-Star. I graduated from college in 1980 and started paying for my own stuff since then. American car companies were putting out such loads of crap that I was never going to spend my hard earned money with them and enable them to keep going that way just in the name of waving the flag. As a Navy guy, I certainly wasn't going to leave my wife with a Chrysler mini-van full of kids while I was overseas and she was stationed 1,800 miles away from home. We put over 200,000 miles on both the Toyota van and the Quest and gave them both away to relatives when we outgrew them. (They are still being used as daily drivers in Arizona.) It was with a lot of doubt that I bought the Yukon but it has always broken down in town and never left us stranded. I bought the extended warranty on the '08 Vision because there were so many unknowns with it, especially electrical. Do I think I'll use it? Knowing what I know now about my bike and the company, probably not. But it was worth it to me at the time. Would I get an extended warranty with an '09 Vision? No. Iknow, I know...I'm what's wrong with this country. Flame on. |
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Visionary
Posts: 1340
Gainesville Fl Home of the Gators | As a Victory tech I will tell you that I HAVE ONE on my bike. Pain and simple. I ride 2K EVERY month, and my last three Vics all had enough repairs to at least DOUBLE what I paid for the warrenty. Nothing is bullet proof, and the more extra crap you throw on a mahine that is open to the elements; the more failures you will see. Perfect example is that cute little ground wire that goes to the center concole. If it gets loose it WILL take out your cluster, AND your stereo. Bam you just dropped over a grand. Now if you have the extended warrenty. BAM you dropped ZERO dollars.
It's your money, and you can spend it how you want, but on a machine that has an average repair[not maint] bill of over $500. It is pretty much a no brainer to me |
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Visionary
Posts: 1484
LaPorte,Tx. | I normally get an extended warranty on most major things I buy. The main reason is I believe with most large items we own today, we cannot fix ourselves so we rely on service departments to be honest with us. I don't believe they are all honest, so the warranty is the equalizer for me. Perfect example is I had a car 4yrs back that shifted very poorly, it was like it was lugging the motor when in traffic. I'm pretty sure if I did not have a extended warranty, I would have put out for a rebuilt transmission. With the extended warranty, It came down to a transmission fluid change.
About the Vision, I'm pleased with not hearing of a lot of warranty issues with this motorcycle. If I don't use the warranty, I'm still happy, because I riding.  |
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Cruiser
Posts: 273
| SongFan - 2009-01-25 2:03 PM
Regarding American made products, I've never owned a Jap, German, or Euro auto. Don't want to because I prefer to keep American folks working AND because I live in THIS great country. Just my song from my soapbox.
But I will tell you this, I've never had to replace anything bigger than tires, battery, or starter on any American vehicle I've ever owned, and that goes back to, and beginning with my '64 Impala, through my current Vette and Chevy Silverado. And I've been driving for over 40 years.
Knowing what goes on in the Toyota, Nissan, and Honda plants that manufacture here, they're no better, and in most cases worse quality than the current American made vehicle. Last year, Toyota had more recalls than the Big 3 combined and that's after all the in-plant inspections done by outside inspection firms.
And I've never had-and I'm knocking on wood for luck right now-out of warranty issues with my Ducati's (8 total), MV Agusta's (2), or any of the other bikes I've owned. Could it happen, sure. But looking back at the money I've saved by not taking those warranties, I'm way ahead of the game...even if I had to put in a new tranny or motor on one of the bikes.
Maybe I'm lucky, but I've never had an issue with much of anything.
I think it boils down to personality. I'm pretty much a risk taker and a gambler. I'll play the odds when they're in my favor. |
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Visionary
Posts: 3204
Memphis | I guess I should have stayed on topic. I'm waaaay ahead based on the extended warranties I have used so far.
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Visionary
Posts: 8144
New Bohemia, VA | Actually, I asked this question some time ago and based off feedback and my decision, I went with it. I don't plan on using it, and I think for the most part it is a waste of time and money. But, the first year thing got to me and figured that it it costed me $600.00 for a simple service, mostly labor cost, then all I need to do is use it one time in the next 3 1/2 years and it paid for itself, and at a time I would need it. But, i don't expect to use it just the same. |
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Cruiser
Posts: 273
| varyder - 2009-01-25 5:02 PM
Actually, I asked this question some time ago and based off feedback and my decision, I went with it. I don't plan on using it, and I think for the most part it is a waste of time and money. But, the first year thing got to me and figured that it it costed me $600.00 for a simple service, mostly labor cost, then all I need to do is use it one time in the next 3 1/2 years and it paid for itself, and at a time I would need it. But, i don't expect to use it just the same.
The quality/warranty thing with a first year product is exactly why I waited to buy the '09 model. A three year warranty came with it from the factory so I'm covered until the end of 2011. Hopefully, Polaris got most of the major issues out of the way. |
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Tourer
Posts: 394
Tucson, AZ | I bought my Steel gray Vsion in November and I was not offered the option of an extended warranty at closing either. I figure the closer I get to my year being up, my own experience and the feed back I get here will guide me. |
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Cruiser
Posts: 251
| The quality/warranty thing with a first year product is exactly why I waited to buy the '09 model. A three year warranty came with it from the factory so I'm covered until the end of 2011. Hopefully, Polaris got most of the major issues out of the way. Your 2009 Vision came with a 3 year warranty? When did you buy your vision? Was the warranty actually from Victory/Polaris? I just bought mine the other day and heard nothing of a "3 year" warranty included? |
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Cruiser
Posts: 266
Hartland, , WI | Don't think I'll answer this thread with the political slant of some of the replies...i.e. I'm pretty happy when any company is willing to use the US worker to put together their product...I'll save that debate for another thread.
But the numbers is what I look at...or odds...as Smitty calls them. Two ways to look at the numbers actually. I'm in the insurance industry so the simple answer to the question is correctly answered by Smitty...the "law of large numbers" actuarially speaking answers the question: Would a company offer an extended warranty at $350 or $600 or $whatever and do so without planning on making a profit after losses paid out? The answer is obvious. But that is dealing on a big picture talking about someone elses or company's $ at risk and the first rule of insurance is as soon as you write someone's coverage, you will get losses...so the question really is?
What do you want to do with your money? After being part of this site since I bought my 08 Premium in September and seeing some of the issues that have come up...I will be purchasing an extended warranty before my anniversary is up. I have 2800 miles on it so far and have been fortunate to not have anything large happen to it yet, but the $500 headlight assembly had stress cracks all around the edges and was glad I didn't have to replace that part on my nickel. So I actually got the CeeBailey combo package with the windshield and light guard.
I usually don't by extended warranty and you can get one on everything is seems these days. But recently for $27 I put a 4 year one on my $1000 HD TV....and for $350 I'll by three more years on my $20,000 first model year bike. For the right price I'll choose one of the basic three Risk Management choices and TRANSFER that risk to someone else to foot the repair bill.
Now: Buyer Be Ware! Better read the fine print on the warranty being offered...look for deductibles and what is NOT covered...they may be actually insuring you for the parts that won't be likely to break.
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Visionary
Posts: 1340
Gainesville Fl Home of the Gators | Vinner1 - 2009-01-26 3:27 PM
Now: Buyer Be Ware! Better read the fine print on the warranty being offered...look for deductibles and what is NOT covered...they may be actually insuring you for the parts that won't be likely to break.
the contract offered by GE is about the best I have ever seen for the consumer, and I have been in the industry for way to long. A good service rep can get about anything that is not a consumable relplaced under the extended. Just do us all a favor, and don't even try for bulbs, brakes, clutch, or cables. They aint covered |
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Cruiser
Posts: 273
| Gerica - 2009-01-25 8:41 PM
The quality/warranty thing with a first year product is exactly why I waited to buy the '09 model. A three year warranty came with it from the factory so I'm covered until the end of 2011. Hopefully, Polaris got most of the major issues out of the way.Your 2009 Vision came with a 3 year warranty? When did you buy your vision? Was the warranty actually from Victory/Polaris? I just bought mine the other day and heard nothing of a "3 year" warranty included?
It's something Polaris sent after I bought the bike. Ask your dealer if you get one. When I paid for the bike, I gave the dealer the coupon and he mailed it in for me. Came with a $100 referral fee that you could cash in if your buddy bought a Vic on your recommendation.
I really don't know if everyone who buys an '09 gets one or not.
Edited by Smitty 2009-01-26 8:32 PM
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Visionary
Posts: 3773
Pittsburgh, PA | i have the extended warranty. and one of the first things i noticed was they want receipts for oil changes with dates and mileage and who did the oil change.. it can be you that does it. you just have to doc everything you do. Thats why im currently not extending my oil change intervals. also another reason i bought the extended warranty was 1st yr model. AND my last bike a kawasaki vulcan 2000 had a TPS go bad and the entire unit plus labor $1000. and it didnt fail within the first yr.. it failed 3 yrs later! warranty covered everything.. but the service from the kaw dealers were a joke.. 2-3 weeks to get the parts.. but that one part would have cost more than the warranty.. |
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Tourer
Posts: 400
| I bought the extended warrenty through Polaris. Right before my warrenty ended, I noticed a crack in the plastic under the shifter in front of the left tip over protector. My HID went out, and the head light cover had cracks around the edges. Replacing those parts alone cost as much as the extended warrenty. I've also had the fuel gauge stick and minor electrical / computer issues randomly occur. My fear was discovering a problem after the warrenty ended. I also figured, no matter how well you design and engineer a brand new luxery cruiser, stuff breaks due to riding in the extreme heat and cold year after year. Simply put, Victory didn't put 2500 Visions out on the roads throughout the United States to gather data for 5 years before releasing the 2008's. |
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Visionary
Posts: 1324
So Cal | The problem I have is the dealers. The one I loved and bought my Vision from, went out of business. The others in the area are paired with other, more popular brands and havent made me feel that my business was all that important to them. The closest is 40 mi. away. Taking time on Saturday to ride to the dealer only to have them tell me there is nothing wrong or its normal or have them replace a part with no improvement is not how I want to spend my day off. I have been doing the small stuff on my own now. Oil change, brakes, battery, tires... I feel the small out of pocket expense so far is better than wasting a day at the dealer. However, there are a lot of electronics on this bike that would be expensive to replace if they ever go out. I did buy the extended warr. for that reason. The major problems and failures that I couldnt cover on my own. If I never use it, I feel its money well spent on cheap insurance. If I do use it, its money I wont have to find to get back on the road. |
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Cruiser
Posts: 204
guelph ontario | If you are having difficulties with the dealership you should contact the area rep for Victory. My first Victory was a V92C in 02 which was a 00 model year. Great bike-however, the closest dealer was a good days ride from where I lived then. Never had issues with the bike except for the speedo stopping to work once in a while. I wanted to purchase another Victory in 04 but none of the dealers would take the 00 in on a trade. I could not believe it. So I sold it privately and bought a HOG-dealer in every larger town and no issues with trade. Now that the dealer network is fuller I decided to go back to Victory because I could not resist the Vision (Think I'll call mine BORG because resistance is futile) and the dealer I purchesed from could not be better. There is no reason to tolerate poor service from Victory dealers and they should be "tuned up" by Victory is they are not offering good service. |
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Extended Waranty-Is it really worth it?