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Puddle Jumper
Posts: 14
| I am in the process of negotiating a deal for a 2009 Vision Tour Premium. I currently ride the 2004 Arlen ness that is insured with Progressive.I went to check on insurance for the vision and they are quoting me over $334.00 more a year then what I am paying for the Ness. i want to know if the current rates for insuring the vision is close to 700 a year.I would appreciate anybody that owns one to reply.
Thanks Ride safe |
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Cruiser
Posts: 208
Wichita, Kansas | WOW!!! Farmers, $285/yr, 200 ded, 100/300 for an '08 Street. Vision tour would be higher but that's criminally higher unless you have really high coverage.
Edited by KansasGuardsman 2009-05-15 11:53 AM
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Cruiser
Posts: 271
Belding Michigan | Mine is $456.70 and I am in a nofault state which has the highest price for insureance I have ever seen. |
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Cruiser
Posts: 257
Under the Rule of Jedi - Masshole | Be thankful you don't live in Mass.! Up until last year, we couldn't shop around for any of the cheaper companies like Progressive. The rates were set by the state. |
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Cruiser
Posts: 60
| Basic 3rd party 2 mill liability with no collision or comp here in BC is about $1100.00 add in $300 deductible collision and comp and it jumps to $2300.00. Of course that is Canadian dollars so figure about $1900 after conversion. |
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Tourer
Posts: 496
Scottsdale AZ | I'm in AZ thru State Farm. $640 yr. $100 deductible with $100/$300. You guys are killin me with these $2,000 a year premiums. Guess I should feel lucky. |
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Cruiser
Posts: 97
Brighton, Colorado | State Farm. $221.64 per year. $1000 deductible. 100/300 coverage. 2009 Vision Premium Tour.
Edited by Squeak 2009-05-15 3:28 PM
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Tourer
Posts: 301
Buffalo Grove,Ill | Im Paying about 550 with Allstate, 100/300 coverage 08 premium tour, Full replacement coverage and 100 deduct. |
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Cruiser
Posts: 228
| Grinnell Mutual...MO....2008 Tour Premium.......100/300....100 deductible.....234.00/yr. with no lay up |
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Iron Butt
Posts: 1158
Richmond, Virginia | Im noticing that only a few of you mention replacement insurance or gap insurance. Beware that should you total your bike, you will still owe the bank the difference between what you owe on it and what THEY say its worth. In many cases, that alone will exclude you from being able to go out and afford to start over and purchase another bike. You also cannot get lay up insurance on any policy where you dont own clear title to the bike. If the bank holds the note, they wont allow you to get lay up reduction. |
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Cruiser
Posts: 249
Montreal, QC Canada | Welcome to Ontario, Canada where you will pay $1500./year after the multi vehicle discount, having our home and belongings covered by the same carrier and my Airline discount. The little MP3 Pen is riding now is running $700./yr because its only a 250cc. Once you get over 749cc the price basically doubles. You guys in the good ole USA have it made. Don't get me started on gas prices!!! $10. to fill up in the States, over $20.00 Ca. to fill up in Toronto. |
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Puddle Jumper
Posts: 14
| Thanks for the info Guys. I am glad I don't live where a few of you live I seen that a few of you were using statefarm inurance. I have state farm for all my autos and my home but not the bike. The reason for not using them for the bike is they don't pay for any medical on there policies and Progressive does but I will check into some of the other companies mentioned. |
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Visionary
Posts: 3773
Pittsburgh, PA | for my Vision with 100/300k and Un and under insured with $3500 accessory coverage i pay like $550 a yr. and im a young buck thats not married. thats through Rider insurance. progressive and nationwide wanted for the same coverage $1100+ And nationwide was giving me a discount for having my car with them., i told them straight out... i said i could insure my bike for 2 yrs what you want for 1 !!
but as you well know a qoute for me will not be the same for you.. there are like 101 factors involved. i even had rates go up and down for just moving to the next county over! Ive had friends get higher quotes for a lesser bike because of their credit score! So to say who has the cheapest rates, is not as simple as that.. |
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Visionary
Posts: 1436
| You guys make me feel real good. $328 a year full coverage w/tow $100 ded. under & uninsured.... Pa is normally higher than all but Mass.. I'm with Geico and I'd recommend you shop around. I had a similar outragious premium quote and had to switch carriers for a couple years. Try Geico, Harley Davidson Insurance (Dairyland), and a few others. |
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Cruiser
Posts: 235
Kincardine, Ontario, Canada | try Aviva, I went from $1,200.00/yr to $950.00, didn't have to switch my other vehicles or house. |
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Cruiser
Posts: 106
L.I., N.Y. | After reading what happen to visionbob when he was in an accident and that he had gap insurance I checked with Allstate and they will only give book value. I went with 100/300/50 with 10000 medical un/underinsured additional 25/50 and 1000 on access., with 500 ded. for 678.00 year. Allstate told me they didn't offer gap insur it has to come thru the bank or lender. And this is a no fault or spread the blame out on everyone state, unless hit in rear , hit while parked, or DUI. So sad, I asked my brother in NC to look into reg. and insuring there for better deal. 
Edited by slowryder 2009-05-17 12:04 AM
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Cruiser
Posts: 249
Montreal, QC Canada | Candubrain..........we are in downtown Toronto. Premiums are higher..we even have to pay an extra $60/yr for the car registration. |
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Cruiser
Posts: 235
Kincardine, Ontario, Canada | never thought of that, small trade off I get for having no shopping or entertainment beyond Canadian Tire...LOL |
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Cruiser
Posts: 50
Huntsville On Canada | I am also with Aviva. $953.00. spotted a cherry vision in town last weekend. wasn't one of you guys was it? Kenandpen or Candubrain |
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Cruiser
Posts: 235
Kincardine, Ontario, Canada | Not I, mine is the super fast, more HP and TQ Super Steel Gray.
Did you buy from the dealer in Bancroft? I got mine from Peak in Burlington. We need a few more dealers in this province, so I don't have to spend 3 hrs one way to see them.
There is Ozzy and Probie are from Fergus and Guelph, but I think they are on their big USA run right now. The only other fellow I know is from London with a Ness Street Vision |
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Puddle Jumper
Posts: 14
| I did some research on some coverage and geico seems to have the same rates.
The info is below this was for 428.00 a year you can also take the insurance off during the winter and get a refund for the rest of the covwerage
Bodily Injury Liability $ 100,000/300,000
Property Damage Liability $ 50,000
UM/UND $ 100,000/300,000
UMBI $ 100,000/300,000
Medical $ 2,000
Comprehensive Coverage $500 Deductible for Victory Vision
Collision Coverage $500 Deductible for Victory Vision
Road Service $75 per disablement
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Puddle Jumper
Posts: 14
| I did some research on some coverage and geico seems to have the best rates.
The info is below this was for 428.00 a year you can also take the insurance off during the winter and get a refund for the rest of the covwerage
Bodily Injury Liability $ 100,000/300,000
Property Damage Liability $ 50,000
UM/UND $ 100,000/300,000
UMBI $ 100,000/300,000
Medical $ 2,000
Comprehensive Coverage $500 Deductible for Victory Vision
Collision Coverage $500 Deductible for Victory Vision
Road Service $75 per disablement
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Bike Insurance
